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THE CONSUMER'S GUIDE TO CREDIT CARD OFFERS
0% APR Credit Card Offers
A
0% annual percentage rate (APR) credit card allows cardholders to carry forward a balance
from month-to-month without incurring interest charges on the outstanding balance.
While many popular credit cards no longer offer a 0% APR feature due to rising
interest rates, the cards listed below offer a 0% APR for as long as 15 months –
with a low ongoing APR thereafter. Below
you will find today's top 0% APR credit card offers as reviewed and ranked by
our staff.
Good Credit?
- 0% APR
- Air Miles
- Balance Transfer
- Business
- Cash Back
- Gas Rebate
- Instant Approval
- Low Interest
- Rewards
- Student
- Top 10 Cards
--------------------
- Credit Report
- Home Loans
--------------------
Bad Credit?
- Bad Credit OK
- Secured Cards
------------------
- Credit Report
------------------
No Credit?
- No Credit OK
- Secured Cards
------------------
- Credit Report
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1
Blue
from American Express® (SM)
Intro APR
Intro Period
Regular APR
Rewards
Credit Needed
0%*
15 months*
10.24%*
Travel, Merchandise*
Excellent Credit*
2
Citi® Platinum Select® Card
0% APR on purchases and balance transfers for
up to
12 months * No annual fee * Citi® Identity Theft Solutions
* Balance transfer fee applies with this offer -
see site for details * Click here for details and application.
Intro APR
Intro Period
Regular APR
Rewards
Credit Needed
0%*
Up to 12 months*
As low as 8.49%*
None*
Good Credit*
3
Advanta Platinum BusinessCard with Rewards
Intro APR
Intro Period
Regular APR
Rewards
Credit Needed
0% Transfer*
15 months*
7.99%*
Cash Back, Travel*
Excellent Credit*
4
GM Flexible Earnings Card
0%
introductory APR for 12 months (on balance transfers) * A full 1%
cash back option * A full 1% earnings toward
any other vehicle * Triple your earnings to
3% toward an eligible, new GM vehicle* Click
here for details and application.
Intro APR
Intro Period
Regular APR
Rewards
Credit Needed
0% Transfer*
12 months*
14.24%*
GM Savings*
Good Credit*
5
Chase Platinum Card
Intro APR
Intro Period
Regular APR
Rewards
Credit Needed
0%*
12 months*
11.24%*
Travel*
Good Credit*
6
Discover® Open Road (SM) Card
Intro APR
Intro Period
Regular APR
Rewards
Credit Needed
0%*
6 Mo - Purchases* 12 Mo - Transfers*
10.99%*
Gas Rebate*
Excellent Credit*
7
Discover® More (SM) Card
0% intro APR *
5%
Cashback Bonus® in categories like travel, home, restaurants *
5% to 20% Cashback Bonus® at top online retailers *
Unlimited cash rewards *
Click here for details and application.
Intro APR
Intro Period
Regular APR
Rewards
Credit Needed
0%*
6 Mo - Purchases* 12 Mo - Transfers*
10.99%*
Cash Back*
Good Credit*
8
Capital One Business Platinum with No Hassle Miles (SM)
Intro APR
Intro Period
Regular APR
Rewards
Credit Needed
0%*
Until Aug 2009*
Low as 9.99%*
Travel*
Fair Credit*
9
The
Chase PerfectCard™
6%
rebate on all gas purchases at any gas station for
first 90 days * 3%
rebates on all gas purchases at all gas stations after the 90 days
* 1%
rebate on all other purchases * 0%
APR on purchases and balance transfers for up to 6 months * Click
here for details and application.
Intro APR
Intro Period
Regular APR
Rewards
Credit Needed
0%*
6 months*
11.24%*
Gas Rebate*
Good Credit*
10
Capital One® No Hassle Cash (SM) Rewards
25% annual bonus on the cash you earn *
1% cash back on every purchase *
No limit on cash back and rewards won't expire for the life of account*
Redeem cash whenever you want *
Click here for details and application.
Intro APR
Intro Period
Regular APR
Rewards
Credit Needed
0%*
Until Dec 2008* 16.9%*
Cash Back*
Average/Limited*
Good Credit?
- 0% APR
- Air Miles
- Balance Transfer
- Business
- Cash Back
- Gas Rebate
- Instant Approval
- Low Interest
- Rewards
- Student
- Top 10 Cards
--------------------
- Credit Report
- Home Loans
--------------------
Bad Credit?
- Bad Credit OK
- Secured Cards
------------------
- Credit Report
------------------
No Credit?
- No Credit OK
- Secured Cards
------------------
- Credit Report
------------------